Case ยท Fintech

Banco BMG: +30% credit conversion

Studio Labs embedded decision architecture at Banco BMG's credit decision point. Credit conversion rose 30%.

+30% in credit conversion, with the decision logic live in production

The challenge

In lending, conversion is won or lost at the credit decision. Friction and hesitation in the approval and offer flow leak qualified applicants the bank already worked to reach. The opportunity was the decision itself, not more volume at the top.

What Studio Labs built

We embedded decision architecture at the exact point where the credit decision happens, shipped as a production agent. It runs under auth, RLS, audit logs, and continuous evaluation, aligned with LGPD from the start, inside the same stack the bank already operates.

Not a strategy deck. Decision logic running in production, owned by the team it was built with.

The result

Credit conversion up 30%, with the decision logic live in production at the point where applicants commit.

Where does your funnel leak?

Book a 30-minute discovery. We map where conversion breaks in your product and tell you the range to fix it in production.

Talk to sales